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Foreclosure Help

If you are having difficulty paying your mortgage or know you will have difficulty in the near future, act now

  • Call 1-888-995-HOPE (4673) to connect with a HUD-approved housing counseling agency. The housing counselors at this hotline will be able to speak with you regarding all of your options.
  • Find a foreclosure counselor near you: NeighborWorks America developed a directory called “find a foreclosure counselor” to help homeowners in danger of losing their homes locate a local, HUD-approved counseling agency for free, trusted help.
  • Call your mortgage company directly: The website, maintained by the HOPE Now Alliance, has a handy search tool to help you get in touch with your mortgage servicer. If your mortgage company is not in the database, you can call 1-888-995-HOPE (4673) for help with contacting your servicer.
  • Beware of Loan Modification Scams: Loan modification scams continue to be a growing problem across the country. Homeowners facing foreclosure are losing their money – and their homes – to loan modification scams. Information is your best defense. If you see the signs of a scam and know the facts, you can protect yourself. Visit to learn more.
  • Learn about your options: The Making Home Affordable website includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.
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